This budget-friendly cottage pie with turkey has the classic flavors with a lighter, more economical twist. It costs $1.63 per serving, is ready in about 80 minutes, and feeds a crowd.
Using ground turkey instead of beef makes this version a bit leaner and often more affordable, especially when turkey is on sale. A savory vegetable and herb gravy is topped with mashed potatoes and baked until bubbly and golden.
What this costs
These are estimated costs based on typical U.S. supermarket store-brand prices in September 2026. Prices vary by store and region, so treat them as a guide.
| Ingredient | Amount used | Pack size | Pack price | Recipe cost |
|---|---|---|---|---|
| Olive oil | 2 tablespoons | 16 oz bottle | $3.50 | $0.22 |
| Cremini mushrooms | 8 oz | 8 oz package | $1.50 | $1.50 |
| Unsalted butter | 5 tablespoons | 1 lb (4 sticks) | $3.00 | $0.47 |
| Yellow onion | 1 large | 3 lb bag (approx. 3 onions) | $2.25 | $0.75 |
| Carrots | 2 large | 1 lb bag | $1.00 | $0.33 |
| Celery ribs | 3 ribs | 1 whole bunch | $1.50 | $0.56 |
| Garlic cloves | 3 cloves | 3 bulb pack | $1.50 | $0.15 |
| Dried marjoram | 1 teaspoon | 0.5 oz container | $2.00 | $0.03 |
| Rubbed sage | 1/2 teaspoon | 0.5 oz container | $2.00 | $0.03 |
| Ground turkey (85/15) | 1 1/2 lbs | 1.5 lb package | $5.50 | $5.50 |
| All-purpose flour | 2 tablespoons | 5 lb bag | $2.00 | $0.03 |
| Tomato paste | 2 tablespoons | 6 oz can | $0.70 | $0.17 |
| Worcestershire sauce | 1 tablespoon | 10 oz bottle | $2.25 | $0.07 |
| Dijon mustard | 2 teaspoons | 12 oz jar | $1.75 | $0.11 |
| Chicken broth | 1 cup | 32 oz carton | $1.50 | $0.38 |
| Frozen peas | 1 cup | 12 oz bag | $1.00 | $0.33 |
| Russet potatoes | 2 1/2 lbs | 5 lb bag | $2.25 | $1.13 |
| Milk (2%) | 1/3 cup | 1 gallon | $2.75 | $0.05 |
| Parmesan cheese | 1/3 cup | 5 oz block | $3.50 | $1.17 |
| Salt | 1 teaspoon | 26 oz container | $1.00 | $0.02 |
| Black pepper | 1/2 teaspoon | 4 oz container | $2.50 | $0.02 |
| Total recipe cost | $13.02 | |||
| Cost per serving | 8 servings | $1.63 |
Ingredient cost = pack price ÷ pack quantity × amount used. Cost per serving = total recipe cost ÷ servings.
Ingredient Notes and Cheaper Swaps
Ground Turkey
This recipe uses 1 1/2 pounds of 85/15 ground turkey, which offers a good balance of flavor and moisture without being overly greasy. 93/7 is leaner, but the 85/15 blend is often more budget-friendly. Look for sales, or buy in bulk and freeze what you don’t need for future meals.
Cremini Mushrooms
Mushrooms add savory depth to the filling. White button mushrooms work just as well as cremini (baby bella) and are often slightly cheaper. To cut costs further, use half the mushrooms and add extra carrots or celery, or omit them entirely, though they do add a lot of flavor.
Mashed Potatoes
Russet potatoes are ideal for the topping because they’re starchy and mash up smooth. Yukon Gold potatoes give a slightly creamier texture, though they might be a bit pricier. A pinch of garlic powder or dried parsley in the mash adds flavor without much added cost.
Parmesan Cheese
Grated Parmesan on top adds a salty, nutty crust when baked. A wedge can seem expensive upfront, but only a small amount is used per recipe, so its cost per use is low. Another hard cheese such as aged cheddar also works.

How to Make Budget-Friendly Cottage Pie with Turkey Step by Step
Preheat the oven and start boiling the potatoes. While they cook, heat olive oil in a large oven-safe skillet or Dutch oven over medium-high heat. Add the chopped mushrooms and cook, stirring occasionally, until they release their moisture and turn a deep golden brown.
Melt in the butter, then add the diced onion, carrots, and celery. Sauté until tender but not mushy, about 5-7 minutes. Stir in the minced garlic, dried marjoram, and rubbed sage and cook for another minute until fragrant.
Push the vegetables to one side and add the ground turkey. Break it up with a spoon and cook until no pink remains and it’s nicely browned. Sprinkle the flour over the meat and vegetables, stir to coat, and cook for 1-2 minutes to cook out its raw taste.
Stir in the tomato paste, Dijon mustard, and Worcestershire sauce. Pour in the chicken broth and bring to a simmer, stirring constantly until the sauce thickens. Season with salt and black pepper, then stir in the frozen peas until just heated through. The full quantities and steps are in the recipe card below.
Tips for the Best Results
- Season as You Go: Taste the filling before adding the mashed potato topping and adjust the salt and pepper.
- Creamy Mash: Warm the milk and butter slightly before adding them to the cooked potatoes so they absorb better and don’t cool the potatoes down.
- Even Topping: Spread the mashed potatoes evenly over the filling and seal the edges to keep the filling from bubbling over during baking.
- Rest Before Serving: Let the cottage pie rest for 5-10 minutes after baking so the filling sets and is easier to serve neatly.
Storing, Freezing, and Reheating
Store cooled leftovers in an airtight container in the refrigerator for up to 3-4 days. To freeze, transfer the completely cooled cottage pie to a freezer-safe container or an aluminum foil pan and cover tightly with plastic wrap and then foil. It will keep in the freezer for up to 3 months. Thaw overnight in the refrigerator before reheating.
Warm individual portions in the microwave until heated through. For larger portions or a whole pie, cover with foil and bake in a preheated 350°F oven until hot and bubbly, about 20-30 minutes for individual portions or 40-50 minutes for a whole pie. Remove the foil for the last 10-15 minutes to crisp the topping again. Smaller servings can also be reheated in an air fryer.
Serving Ideas and Variations
- Simple Green Salad: A crisp green salad with a light vinaigrette is a fresh counterpoint to the rich cottage pie.
- Crusty Bread: Serve with a side of crusty bread for soaking up any extra gravy.
- Cheesy Swaps: Instead of Parmesan, use a mix of cheddar and mozzarella for the topping, or add a sprinkle of smoked paprika for a different flavor.
- Add a Kick: For a little heat, add a pinch of red pepper flakes to the turkey filling with the spices.

Turkey Cottage Pie
Ingredients
Equipment
Method
- Preheat your oven to 400°F (200°C).
- Place the peeled and quartered Russet potatoes in a large pot, cover with cold water by about an inch, add a generous pinch of salt, and bring to a boil. Cook for 15-20 minutes, or until fork-tender. Drain well and set aside.
- While potatoes cook, heat olive oil in a large oven-safe skillet or Dutch oven over medium-high heat. Add the chopped mushrooms and cook for 4-5 minutes, stirring occasionally, until deeply browned. Season with a pinch of salt and pepper.
- Add 2 tablespoons of unsalted butter to the skillet with the mushrooms. Once melted, add the diced yellow onion, carrots, and celery. Cook for 5-7 minutes, stirring until the vegetables soften.
- Stir in the minced garlic, dried marjoram, and rubbed sage. Cook for 1 minute until fragrant.
- Add the ground turkey to the skillet, breaking it up with a spoon as it cooks. Continue to cook until no pink remains, about 8-10 minutes. Drain any excess fat if necessary.
- Sprinkle the all-purpose flour over the turkey and vegetables, stirring well to combine. Cook for 1-2 minutes.
- Stir in the tomato paste, Dijon mustard, and Worcestershire sauce. Mix thoroughly.
- Pour in the chicken broth and bring to a simmer, stirring until the sauce thickens. Season the filling with 1/2 teaspoon salt and 1/4 teaspoon black pepper, or to taste. Stir in the frozen peas until just heated through. Remove the skillet from heat.
- Mash the drained potatoes with 1/3 cup milk, 3 tablespoons unsalted butter, 1/2 teaspoon salt, and 1/4 teaspoon black pepper until smooth and creamy. If using, stir in the optional minced chives.
- Spoon the mashed potatoes evenly over the turkey filling in the skillet (or transfer the filling to a 9×13 inch baking dish if your skillet isn’t oven-safe). Spread to the edges and sprinkle with 1/3 cup freshly grated Parmesan cheese.
- Bake for 20-25 minutes, or until the topping is golden brown and the filling is hot and bubbly. Let stand for 5-10 minutes before serving.
Notes
Frequently Asked Questions
Can I use different ground meat for this cottage pie?
Yes, while this recipe uses ground turkey for a budget-friendly option, you can certainly substitute it with ground beef (for a traditional shepherd’s pie) or even ground chicken. Adjust cooking times as needed to ensure the meat is fully cooked.
How can I make this cottage pie gluten-free?
To make this recipe gluten-free, substitute the all-purpose flour with a gluten-free all-purpose flour blend or cornstarch (use 1 tablespoon of cornstarch mixed with 1 tablespoon of cold water). Ensure your chicken broth and Worcestershire sauce are also certified gluten-free.
Can I prepare cottage pie ahead of time?
Absolutely! You can assemble the entire cottage pie, including the mashed potato topping, up to 24 hours in advance. Cover it tightly and refrigerate. When ready to bake, add about 15-20 minutes to the baking time to ensure it heats through completely.
What kind of dish should I bake cottage pie in?
A 9×13 inch (3-quart) baking dish is ideal for this recipe. You can also use a large, oven-safe skillet or Dutch oven if you prefer to make and bake the filling in the same pan, which saves on washing dishes.
Can I add other vegetables to the filling?
Yes, feel free to get creative with your vegetables! Diced bell peppers, corn, green beans, or even spinach (stirred in at the end) would be delicious additions. Just make sure to chop them into small, even pieces so they cook through properly.



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